Making an ad hoc deposit

You can make additional deposits into your Assurance Vie(1) contract from your online banking up to a maximum limit of 100 000€. 
Depending on your contract, this option may not be available.

Before you start, make sure your mobile telephone number is up to date as you will be signing your transaction electronically by text message.

How to make an additional deposit: 

  1. Log on with your account number (11 digits) and personal code (6 digits).
  2. Click on "Mes placements" on the right-hand side of the screen.
  3. Click on "Versement libre".
  4. Enter the amount you wish to transfer.

You can click on "Informations sur les frais sur versement" to see the fees.

  1. Check that the account to be debited is the one you wish to use.
  2. Click on "Suivant".
  3. You can then choose between the assisted option or the autonomous option.

Please note that the assisted option for choosing the managed funds and spreading your money according to your investor profile is not available on all Assurance Vie policies.

If you choose the assisted option:

  1. You must complete a questionnaire to determine your needs and sensitivity to risk. It will establish your investor profile.
  2. Click on “Voir la proposition".
  3. A recommended breakdown of the funds you wish to invest between the different managed funds will appear on the screen.
  4. You can refuse or accept the proposal.

If you choose the autonomous option:

  1. You can choose to make your ad hoc deposit on new managed funds or your existing ones.
  2. If you want to choose new managed funds: You will see the main characteristics of each fund. Take your time to understand the detailed information before choosing a fund by clicking on “Information sur le support” (you will see the performance and associated risks, net asset values, recommended investment period, etc.). We recommend you to carefully read and download the information documents by clicking on them.

Good to know: You can apply filters to display only funds with a certain level of risk and/or fund category (French shares, International, European, real estate, money market, etc.)

  1. Choose whether to allocate the deposit in amount or percentage, in accordance with the formula/option in your contract.
  2. Click on “Suivant”.
  3. Check the information on the summary and click on “Accéder à la signature". If you want to change your mind, you can click on “Précédent” and select other managed funds and/or change the amount.
  4. Check and download the documents, tick the box and click on “Accéder à la signature”.
  5. Tick the 2 boxes and type the code received by text message.
  6. Click on “Signer”.

And that’s it! Your ad hoc deposit has been made into your Assurance Vie contract and your signed documents will be available in your online banking.


Last updated: 30th of April 2025

(1) Multi-support group Assurance-Vie contracts are subscribed by ANDECAM with Prédica. Capital is not guaranteed The terms of the contracts are included in the information memo. The legal notice of each support is available on the AMF website (www.amf-france.org) . You have a legal period of withdrawal of 30 calendar days as of the effective date of establishment of your contract. PREDICA, life insurance company, subsidiary of Crédit Agricole Assurances, regulated by the French Insurance Code, simplified company with a capital of 1 029 934 935€ untied funds. Head office: 16-18 boulevard de Vaugirard 75015 Paris; SIREN 334 028 123 Paris RCS.