Britline Newsletter September 2017

What can you expect from us on Facebook?
You can expect to find out more about life in France, reminders on important dates, news, give your views and answer surveys (if you want!), special offers and games. Learn more about the team and their experiences in France. You will be able to message us directly and share your ideas for continually improving our services via “Inspirations”, vote for the ideas given too! And of course, share your photos and videos.
Please contact the team directly to discuss financial matters via telephone or e-mail.
 
Time for an Insurance(1) check-up
Moving to France and need house and car insurance?
Paying too much for your Health Insurance?
Looking for Personal Injury cover for you and your family?
Not sure your existing cover really suits your needs?
Do you answer yes to any of the above? Maybe you have other questions?
Contact us now to discuss our wide variety of insurance products and obtain new quotations based on your needs.
REMINDER : Have you received it?
Important information regarding your address.
You may have already received a letter(2) in the post or via your E-documents in French regarding your fiscal residence and new tax regulations and feel a little confused. Don’t worry we are here to make matters clearer.
Regular Savings
Savings interest rates may not be at their best, but this should not stop you putting funds away on a regular basis for your future dream home or other projects you may have.
The PEL (Plan Épargne Logement(3)) is a regular savings plan available to all customers. The PEL is similar to an ISA Help to Buy - but you don't HAVE to be a home buyer as is the case with an ISA.

Britline Regular Savings Plans are the simple way to make the most of tomorrow for you or your children.

Hope to see you soon!
Come and see us at The French Village at the NEC Birmingham on the 22nd – 24th September.
We will be on stand N° FR11 at A Place in the Sun property exhibition. Don’t hesitate to stop by and see us or pass on the information to friends or family who are also looking for a ‘One Stop Solution’ for all their banking,mortgage and insurance needs in France.
Last but not least
We would like to hear from you. Tell us what you would like to see on our future newsletters. Click Here

*Free access by Internet (excluding fees charged by your service provider)
** Local costs apply when phoning within France from a fixed line. Check with your service provider when calling from abroad.

(1) Non-life insurance provided by Pacifica for property and belongings held in France, life insurance provided by Predica for residents in France only. Companies regulated by the insurance code, subsidiaries of Credit Agricole Insurances. The events guaranteed and the conditions figure in the contract. The insurance contracts and their options are provided by PACIFICA, the insurance company, subsidiary of Crédit Agricole SA. PACIFICA: Company regulated by the "Code des Assurances". Limited company with a consolidated capital of 252,432,825€ untied funds. Head office: 8-10 boulevard de Vaugirard - 75724 Paris cedex 15.352 358 865 RCS Paris. The events guaranteed and the conditions figure in the contract. The life insurance contracts are provided by PREDICA, Insurance Company for personal insurance, subsidiary of Crédit Agricole SA, company regulated by the insurance code. Limited company with a consolidated capital of 915 874 005€, untied funds. Head Office: 50-56, rue de la Procession, 75015, Paris – RCS Paris -334 028 123. The full details of the contract are available in the information notice. This contract is issued by your regional head office Crédit Agricole Normandie, co-operative company with variable capital, approved bank – Head office situated 15 Esplanade de Brillaud de Laujardière – CS25041, 14050 CAEN CEDEX 4 – Registered in CAEN under the company number 478 834 930 - Brokering company registered on the « registre des intérmediares d’assurance » n° 07 022 868. The details of the insurance broker for your regional head office are available on www.mentionscourtiers.credit-agricole.fr or in your local Crédit Agricole branch. Subject to availablility of this offer in your region. Ask your CA Britline advisor for more details.

(2) Please check on your French online banking service if you normally receive e-docs.

(3) French residents: 2013 tax legislation for French residents. The 2013 tax legislation states that savings products with fixed revenues will have the same rate of tax applied as your income tax rates. Effective from the 01/01/2013, an advance of 24% will be deducted at source from the interest earned and will then be taken into account when calculating your tax liability for the year in which you received the interest.

CA Britline is a branch of the Caisse Régionale de Crédit Agricole Mutuel de Normandie - Head Office: 15, esplanade Brillaud-de-Laujardière - CS 25014 - 14050 CAEN CEDEX 4 - Cooperative company with variable capital, registered as a credit company - 478 834 930 RCS Caen - Insurance brokerage company registered under matricule Nr 07 022 868. CA Britline is a member of the Guaranteed Fund for deposits, the Guarantee of Investors warranties, and Guaranteed Fund for investors. CA Britline is controlled by L’Autorité de Contrôle Prudentiel et de Résolution: 61 rue Taitbout - 75436 Paris Cedex 09.