Britline Newsletter May 2017

Garden equipment, sit on lawnmowers and pool cover are all extras that we can insure, so make sure you are covered(1) for all the essentials this summer.
We can take care of it all!
BIPS(2) just got better!
We have been working on making it even easier for you to transfer your money, wherever you may be, and are excited to introduce our new rate alert service.
We have also a new mobile website for smart phones and tablets aimed at making transfers on the move even simpler.
Making life easier
Do you need to pay-in French euro cheques whilst you are in France? No problem! All you need to do is accompany it with a new style paying in slip available in branch. More information
Crediting your account from home? Use the Britline International Payment Service(2). Quick, easy, secure.
Have you received it?
Important information regarding your address.
You may shortly receive a letter(3) in the post or via your e-documents in French regarding your fiscal residence and new tax regulations. Don’t worry we are here to make matters clearer.
Whatever your age, country of residence, short/medium or long term plans; we have savings accounts that will suit you.
Day to Day life: New in your wallet.

A new 50€ bank note featuring the image of Europa from Greek mythology, is making its way into circulation therefore don't be alarmed if you come across one. Introduced with plenty of new security features to help in the battle against counterfeiting.

Don't forget
Your tax declaration "Impot sur les Revenues" needs to be completed and returned to your tax office or online between May and June 2017, depending on the region your property is located in.
If you run a small business in France eg gite or B&B you will need to make calculations on any GBP payments received. When calculating this the average rate of exchange for 2016 may be helpful; EUR/GBP: 1.22.
Information on the deadline dates and how to complete your declaration in French by clicking below.

*Free access by Internet (excluding fees charged by your service provider)
** Local costs apply when phoning within France from a fixed line. Check with your service provider when calling from abroad.

(1) Non-life insurance provided by Pacifica for property and belongings held in France, life insurance provided by Predica for residents in France only. Companies regulated by the insurance code, subsidiaries of Credit Agricole Insurances. The insurance contracts and their options are provided by PACIFICA, the insurance company, subsidiary of Crédit Agricole SA. PACIFICA: Company regulated by the "Code des Assurances". Limited company with a consolidated capital of 252,432,825€ untied funds. Head office: 8-10 boulevard de Vaugirard - 75724 Paris cedex 15.352 358 865 RCS Paris. The events guaranteed and the conditons figure in the contract. The life insurance contracts are provided by PREDICA, Insurance Company for personal insurance, subsidiary of Crédit Agricole SA, company regulated by the insurance code. Limited company with a consolidated capital of 915 874 005€, untied funds. Head Office: 50-56, rue de la Procession, 75015, Paris - RCS Paris -334 028 123. The full details of the contract are available in the information notice. This contract is issued by your regional head office Crédit Agricole Normandie, co-operative company with variable capital, approved bank - Head office situated 15 Esplanade de Brillaud de Laujardière - CS25041, 14050 CAEN CEDEX 4 - Registered in CAEN under the company number 478 834 930 - Brokering company registered on the "registre des intérmediares d’assurance" n° 07 022 868 The details of the insurance broker for your regional head office are available on or in your local Crédit Agricole branch. Subject to availablility of this offer in your region.

(2) Britline International Payments Service (BIPS) is provided by HiFX Europe Limited. HiFX is authorised by the Financial Conduct Authority (FRN No. 462444) for the provision of payment services. Registered office: Maxis 1, Western Road, Bracknell, Berkshire RG12 1RT.

(3) Please check on your French online banking service if you normally receive e-docs.

(4) French residents: 2013 tax legislation for French residents. The 2013 tax legislation states that savings products with fixed revenues will have the same rate of tax applied as your income tax rates. Effective from the 01/01/2013, an advance of 24% will be deducted at source from the interest earned and will then be taken into account when calculating your tax liability for the year in which you received the interest.

CA Britline is a branch of the Caisse Régionale de Crédit Agricole Mutuel de Normandie - Head Office: 15, esplanade Brillaud-de-Laujardière - CS 25014 - 14050 CAEN CEDEX 4 - Cooperative company with variable capital, registered as a credit company - 478 834 930 RCS Caen - Insurance brokerage company registered under matricule Nr 07 022 868. CA Britline is a member of the Guaranteed Fund for deposits, the Guarantee of Investors warranties, and Guaranteed Fund for investors. CA Britline is controlled by L’Autorité de Contrôle Prudentiel et de Résolution: 61 rue Taitbout - 75436 Paris Cedex 09.