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(1) Non-life insurance provided by Pacifica for property and belongings held in France, life insurance provided by Predica for residents in France only. Companies regulated by the insurance code, subsidiaries of Credit Agricole Insurances. The insurance contracts and their options are provided by PACIFICA, the insurance company, subsidiary of Crédit Agricole SA. PACIFICA: Company regulated by the "Code des Assurances". Limited company with a consolidated capital of 252,432,825€ untied funds. Head office: 8-10 boulevard de Vaugirard - 75724 Paris cedex 15.352 358 865 RCS Paris. The events guaranteed and the conditons figure in the contract. The life insurance contracts are provided by PREDICA, Insurance Company for personal insurance, subsidiary of Crédit Agricole SA, company regulated by the insurance code. Limited company with a consolidated capital of 915 874 005€, untied funds. Head Office: 50-56, rue de la Procession, 75015, Paris - RCS Paris -334 028 123. The full details of the contract are available in the information notice. This contract is issued by your regional head office Crédit Agricole Normandie, co-operative company with variable capital, approved bank - Head office situated 15 Esplanade de Brillaud de Laujardière - CS25041, 14050 CAEN CEDEX 4 - Registered in CAEN under the company number 478 834 930 - Brokering company registered on the "registre des intérmediares d’assurance" n° 07 022 868 The details of the insurance broker for your regional head office are available on www.mentionscourtiers.credit-agricole.fr or in your local Crédit Agricole branch. Subject to availablility of this offer in your region.
(2) Britline International Payments Service (BIPS) is provided by HiFX Europe Limited. HiFX is authorised by the Financial Conduct Authority (FRN No. 462444) for the provision of payment services. Registered office: Maxis 1, Western Road, Bracknell, Berkshire RG12 1RT.
(3) Please check on your French online banking service if you normally receive e-docs.
(4) French residents: 2013 tax legislation for French residents. The 2013 tax legislation states that savings products with fixed revenues will have the same rate of tax applied as your income tax rates. Effective from the 01/01/2013, an advance of 24% will be deducted at source from the interest earned and will then be taken into account when calculating your tax liability for the year in which you received the interest.