Britline Newsletter September 2019

Newsletter September 2019

We may recently have asked you for confirmation of your contact details or various documents.
This is because we are legally obliged to request this type of information in order to update our "Know your customer" (KYC) file.
If you have received this type of request from us and have not yet supplied the information please can you spare a little of your time and provide it to us as soon as possible.

Top Tips

French cheques sent to Britline to be credited on your account must to be signed on the reverse by the account holder named on the cheque. If the cheque is made payable to Mr and Mrs both account holders need to sign the reverse. Please send the cheque to us by post, accompanied by a paying in slip that you can find in your cheque book.

Before travelling to France think about transferring your money to Britline using BIPS(1). Some local branches of Credit Agricole may only accept cash deposits on to accounts held with them so don’t get caught out and end up walking around with a large amount of cash.

From advice on where to find your e-docs online, what to do if you lose your cheque book or card, to using a cash machine in France; find out some of the essentials here.

New Partners (2) for CA Britline

We are pleased to announce that we have partnered up with Alliance French Property and Liaison Construction who offer a range of advice on management of construction or renovation projects in France. They will be sharing several articles with us over the next newsletters.
To find out more Click here.

Our second new partner is Ashtons Legal specialists of French Property Law. Ashtons can also help on questions about French inheritance law and tax. Click here to find out more

Are your children attending school in France?

If you are a French resident with children currently attending school in France or due to start in a French school from September, speak to us now to find out about the legal requirements regarding school insurance and the extra options that are available via our Personal Injury cover(3).

What’s more if you already hold Pacifica insurance with us you can benefit from 15% off on the 1st years annual fee(4).

Focus on Legal Protection

What is it? A form of insurance that provides legal assistance and financial protection in the event of a legal dispute.

Who is it for? Anyone with a property in France

Examples of how it could be used

  • You are the owner of a secondary or main residence in France and you have a disagreement with your neighbour about boundary limits between your properties - you cannot come to an agreement about where your boundaries start and end.
  • You buy a second hand car with a 3 month guarantee; 1 week later the garage refuses to honour the guarantee when a fault occurs in the engine.
In these types of cases you can firstly call the Legal Protection experts for advice and if you have a valid case an amicable solution will be sought if possible. If this is not possible and a certain financial loss could arise legal expenses will be covered up to a specific amount.

Online payments, transfers...
transactions made even easier

Do you ever shop online or need to add a new beneficiary to make transfers via your online banking? These are all simple operations but require a systematic check of your identity.
In order to simplify the checking process for these types of transactions whilst ensuring marketing security SECURIPASS has been created.

  • You can register RIBs for third party transfers and send your transfers WITHOUT DELAY.
  • Validate your online payments with your fingerprint or by another means that YOU have chosen.

*Free access by Internet (excluding fees charged by your service provider)
** Local costs apply when phoning within France from a fixed line. Check with your service provider when calling from abroad.

(1) Britline International Payments Service (BIPS) is provided by HiFX Europe Limited. HiFX is authorised by the Financial Conduct Authority (FRN No. 462444) for the provision of payment services. Registered office: Maxis 1, Western Road, Bracknell, Berkshire RG12 1RT.

(2) This information is provided by CA Britline as a courtesy as the contacts may be useful to you. All contact details are correct at 01/08/2019, but may be subject to change. CA Britline does not accept any responsibility for the communications, information and services provided by any of the cited organisations. Should you have a complaint in connection with any of the third party contacts provided on this page you will need to send it directly to the organisation concerned.

(3) The personal injury insurance policy is provided by PACIFICA, the general insurance subsidiary of Crédit Agricole Assurances. PACIFICA, a Limited Company with a fully paid-up capital of €281,415,225, regulated by the Insurance Code – Registered office: 8/10, Boulevard de Vaugirard 75724 Paris Cedex 15 – Paris Trade and Companies Register (RCS) 352 358 865. This policy is provided by your Crédit Agricole Caisse Régionale, registered as an insurance broker with the ORIAS under the no. 07 022 868. Caisse Régionale de Crédit Agricole Mutuel Normandie, a cooperative company with variable capital and an approved credit institution – Registered office at 15 Esplanade Brillaud de Laujardière, CS 25014, 14050 CAEN CEDEX 4 – Registered on the Caen RCS under the number 478 834 930 – Insurance broker, registered on the Register of Insurance Intermediaries under the no. 07 022 868.

(4) 15% reduction available for first year only on any new contract ‘Personal Injury Cover (AAV) when at least 1 Pacifica contract already in place.

CA Britline is a branch of the Caisse Régionale de Crédit Agricole Mutuel de Normandie - Head Office: 15, esplanade Brillaud-de-Laujardière - CS 25014 - 14050 CAEN CEDEX 4 - Cooperative company with variable capital, registered as a credit company - 478 834 930 RCS Caen - Insurance brokerage company registered under matricule Nr 07 022 868. CA Britline is a member of the Guaranteed Fund for deposits, the Guarantee of Investors warranties, and Guaranteed Fund for investors. CA Britline is controlled by L’Autorité de Contrôle Prudentiel et de Résolution: 4 Place de Budapest - CS 92459 - 75436 Paris Cedex 09.