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Lawnmowers and Small Tractors

KEY POINTS
arrow_right 3 types of affordable insurance cover
arrow_right Policies to protect your sit on lawnmower and small garden tractors
arrow_right Suitable for holiday homeowners and permanent French residents

Owning a lawnmower and small tractor

With many properties – especially rural ones – having a large garden, an expansive lawn and green space to maintain, a sit on lawnmower and/or a small tractor are a popular feature of many homes in France. This is the case whether you live here permanently or have a holiday home. Ride-on or sit on mowers are ideal for looking after wide grassy areas and keeping the grass tidy. Other vehicles such as garden tractors are similarly useful for sweeping leaves, moving snow and spreading fertiliser.

Why have insurance for your lawnmower or small tractor?

Lawnmowers and Small Tractors A sit on mower or a small tractor is an extremely useful and often an expensive item of equipment, and although relatively uncommon, mowers can get stolen and accidents do occur. Therefore, it is important to have insurance cover for your mower or tractor, to protect you and your family from this potential liability. You need insurance for your car, of course. Sit on mowers and garden tractors are also classified as motor vehicles and consequently need to have the appropriate insurance cover. So, if you use one of these vehicles in your garden, use them on your own land or on the open road then choosing an insurance policy that covers you in these circumstances is essential.

Choosing an insurance policy

CA Britline offers 3 types of insurance policy for sit on lawnmowers and small garden tractors; all policies are provided by Pacifica. With Pacifica you can choose insurance cover from the following: -

MINI

This level covers the basics :

  • 3rd party Public liability in the event of harm to a 3rd party or the members of the family you are transporting.
  • Driver protection
  • Towing

MEDIAN

All of the above plus:

  • Theft
  • Fire
  • Broken glass
  • Natural and technological catastrophes
  • Terrorist attacks

MAXI

All of the above plus accidental damage The Optional Extras

  • Driver protection up to 100000€
  • No excess on some guarantees
  • Purchase value indemnity during the 12 months following the 1st release in to service

Terms and conditions apply; subject to change.
The insurance contracts and their options are provided by PACIFICA, the insurance company, subsidiary of Crédit Agricole SA. PACIFICA: Company regulated by the "Code des Assurances". Limited company with a consolidated capital of 252,432,825€ untied funds. Head office: 8-10 boulevard de Vaugirard - 75724 Paris cedex 15.352 358 865 RCS Paris. The events guaranteed and the conditons figure in the contract.