House & Contents
New for old… so that your home is put back as before
A fire ravages your house, a short circuit damages your television, your living room is flooded, your computer has been stolen… For all these events and of course many others, we will put things back to how they were before the event occurred. Our aim is to ensure that your daily life reverts to normal as quickly as possible.
CA Britline offers you a comprehensive range of policy options, including cover for main or secondary residences, as well as for properties that are to be let. We can also cover properties that are being constructed or are undergoing renovation work. Policies include public liability cover, which can be extended should you have children who go to school in France.
For more information please do not hesitate to contact us, or request a quotation on-line by clicking below. We will email you back a quotation within 2 working days of receipt.
French Insurance when you need it
Pacifica part of Credit Agricole is the n° 1 bank insurance provider in France and, the 11th best in Europe and 20th in the world1. Our financial stability and experience means we can offer competitive premiums and comprehensive cover for all your insurance needs2.
We can insure everything that is important to you in your life: your health, your family as well as property, car and vehicle insurance and much more. Our policies are designed to give you comprehensive cover when you most need it – and they are always clearly explained in English.
- Banking, Savings – and Insurance: All under one roof.
- Friendly English speaking staff.
- Free quotations for all insurance policies including home, health and car insurance.
- No need for face to face appointments: everything is completed online or telephone.
- 95% of satisfied clients when it comes to the management of claims3.
Insurance in France – All You Need To Know
Protecting the people we love and the things that are precious to us is of course extremely important. This is why it is essential to ensure that you have the right type of insurance in place, whether you are considering buying a French property or live permanently in France. Cheap premiums do not mean you have the best cover and may result in you having less cover than you need.
So it is important to ask questions such as: What type of insurance cover do I need? How do I make an insurance claim? And how do I cancel an insurance policy?
There are some differences between how the insurance system works in France and the UK. In France you are legally required to have insurance for health, homes and property, motor vehicles, civil liability and even for children attending school. For those in self-employment business insurance is a legal requirement too.
Our team of bilingual, English speaking advisors have experience from living in France and the UK and are able to carefully explain the types of insurance cover and policies available, tailoring a solution which meets your precise needs.
CA Britline offers a comprehensive choice of insurance policy options to suit your needs, budget – and more. We are one of the largest French banks providing a full range of financial services including banking, savings, loans and mortgages, making it easy for you to manage everything all under one roof.
Protecting Your Home: House & Contents Insurance in France
New for old insurance… so that your French home is put back as before.
Imagine. You have a fire in your house in France, a storm causes electrical damage, your property is flooded or you have a valuable item stolen. Sadly these kind of events can and do happen.
However, with our new for old insurance cover we will put things back to how they were before the event occurred, ensuring that your daily life reverts to normal as quickly as possible. It is important to remember that if you do not have a new for old insurance policy the replacement value is discounted for each year of its aged.
CA Britline offers you a comprehensive range of policy options, including insurance cover for main or secondary residences in France. This includes properties let as holiday homes or for long-term rental. We can also cover properties under construction or undergoing renovation work. Policies include public liability cover which can be extended if you have children who go to school in France.
We do understand that you can make mistakes and that accidents can happen….in this event customers will receive up to 70% in a claim reimbursement.
For more information please do not hesitate to contact us, or request a free insurance quotation on-line by clicking below. We will email you back a quotation within 2 working days of receipt.
Car, Motorcycle, Caravan & Boat Insurance
Whatever type of vehicle you use, we have you covered
Whether you’re driving to the shops, going to work or having a family day out, it is comforting to know that whatever happens, CA Britline’s car insurance will cover you. However, we do not only insure cars and motorbikes: our award-winning insurance includes cover for motorhomes and caravans as well as boats, in France and worldwide. We are rated n° 1 for fully comprehensive insurance, quality of cover and driver protection.
Our comprehensive insurance cover offers the following benefits:
- Personal Injury Cover included in all our formulas to compensate for physical injuries which are caused by an accident in your car
- The ABC Scheme (In French, Avantage Bon Conducteur) to thank you for your good driving
- Premium assistance services: including breakdown at your own French home and a replacement vehicle for example
- Driver protection – regardless as to your type of policy, in the event of an accident you are covered up to €1 million
Our car insurance contract comes with two levels of cover: Third Party and Fully Comprehensive. We can tailor the insurance cover to meet your needs and essential requirements: accidental damage, public liability, broken glass, fire, theft and vandalism.
Car Insurance for safer and low use [mileage] drivers
If you have not made a claim in the last 3 years, we will reduce your annual premium by up to 15% as part of our ABC Scheme. Every year thereafter, if you do not make a claim you will accumulate an extra 2% reduction on your annual premium, up to a maximum of 20%. This is on top of your no claims bonus!
If you drive less than 5,000 km a year: we will reduce your premium depending upon your vehicle.
Special insurance cover for cars purchased using a loan
If your vehicle is destroyed or stolen during the period of your loan you will receive a higher reimbursement for your loss. You must have been driving the vehicle for a minimum of 12 months.
Added benefits for CA Britline Home Insurance policyholders
If you have already chosen to insure your French property through CA Britline and Pacifica Insurances we would like to thank you for your confidence in us. We are offering you an exceptional deal on car insurance which enables you to benefit from 5% off your policy for life.
Subscribe to a Livret A savings account to earn cheaper car insurance.
We also offer up to 6% off car insurance for customers choosing to open a Livret A savings account, helping you to save money and build a nest egg for the future.
For more information on all our insurance services, please do not hesitate to contact us.
CA Britline Insurance products
As one of the largest insurance providers in France, CA Britline can insure the things that matter most to you in your life. Our comprehensive insurance cover and services includes:
- House & Contents Insurance
- Car, Motorcycle, Caravan & Boat Insurance
- Top-Up Health Insurance
- Life Insurance
- Funeral Planning
- Personal Injury Insurance
- Pet Insurance for Cats & Dogs
- Travel Insurance via our debit cards
- Legal Protection
- Loss of Independence
All insurance contracts sold by CA Britline and their options are provided by Pacifica, the insurance company, a subsidiary of Crédit Agricole SA. We are rated as the n° 1 insurer in France for damage and life insurance, rated as 11th best insurer in Europe and 20th in the world. Our financial stability and experience means we can offer competitive premiums and comprehensive cover for all your needs.
Tim & Karen’s story
Dreaming of a new life in France, Tim and Karen sold their property in the UK and after a few months found the home of their dreams in the Dordogne.
With their offer on a three storey townhouse accepted, Tim and Karen started to plan the next steps to make their dream a reality. Getting their French house insurance sorted was a priority.
Friends of the couple already living in France recommended CA Britline due to its quality of customer service, extensive range of financial and insurance services and bilingual, English speaking staff.
Karen emailed CA Britline for a full insurance quotation and within a couple of days received the quote. Neither person yet spoke French fluently therefore the fact that the insurance cover was explained in English was extremely useful.
Aware that their UK car insurance would no longer be valid once they were permanently living in France, they also requested a quotation for their Peugeot DS, benefiting from having a policy for both vehicle and home insurance.
Soon Tim and Karen were enjoying their new lives in France but as they were both now in their 50s, the couple understood the need to buy top-up health insurance to ensure that they had full health cover. Having had such good service previously from CA Britline they had no hesitation in contacting them again. The CA Britline adviser explained a number of options and after a short while their cover was in place.
If you are planning a move or already living in France, contact CA Britline for a free insurance quotation.
1 Voted N° 1by Auto Plus 22.02.19 (Classement assurance auto Auto Plus).
2 All insurance contracts sold by CA Britline and their options are provided by Pacifica, the insurance company, a subsidiary of Crédit Agricole SA.
3 Survey based on expertise and the rapid management of each claim.
The house and contents insurance contract is provided by PACIFICA, the insurance company, subsidiary of Crédit Agricole SA. PACIFICA: Company regulated by the "Code des Assurances". Limited company with a consolidated capital of 252,432,825€ untied funds. Head office: 8-10 boulevard de Vaugirard - 75724 Paris cedex 15.352 358 865 RCS Paris. The events guaranteed and the conditons figure in the contract.
This contract is issued by your regional head office Crédit Agricole Normandie, registered with the ORIAS as a broker. Crédit Agricole Mutuel de Normandie co-operative company with variable capital, approved bank – Head office situated 15 Esplanade de Brillaud de Laujardière – CS25041, 14050 CAEN CEDEX 4 – Registered in CAEN under the company number 478 834 930 - Brokering company registered on the « registre des intérmediares d’assurance » a 07 022 868.
Contact your CA Britline advisor to find out the full details and conditions of this offer in your regional office of Crédit Agricole.