Opening an account
Banking in France is slightly different from banking in the UK.
Please check out our short guides before getting started:
To open a personal account, you need to be:
- Over 18 years of age
- Resident in the UK or Ireland, or a British or Irish expat resident in France.
- An account holder with a current account in a Bank registered in the UK or EEA
- An existing or future French property owner or regular visitor to France
No need to come to France to apply for your French bank account as this process can all be done online in 15 minutes.
It is strongly recommended to have a mobile phone that can receive text messages both in France and the UK to be able to secure your online transactions.
Before applying, please take the time to read through the 6 easy steps to open your account and prepare the documents relating to your ID, address and income.
Realise your dream in France: open your French bank account today
France is a popular choice for many Britons searching for la belle vie and it is easy to see why: the beautiful coastline and countryside, a mild climate, amazing landscapes and a vibrant local and regional culture. That’s not forgetting of course the best food and wine in the world. What is there not to love?
Most of us will have discovered France on holiday and enjoyed the café culture, bustling markets full of fresh produce, the sandy beaches, magnificent châteaux and the wide open roads. Because France is so geographically close to the UK with many different transport options – ferry, air, and tunnel – it remains a hugely popular destination; and where maybe one day we can fulfil our dream of buying a property and enjoy our very own slice of France.
If you are thinking of a move to France – whether to buy a permanent or a second home - opening a French bank account is a crucial first step to realising your dream.
How Mike and Lynne made their French dream a reality
Mike and Lynne were looking to buy a property in France having spent many summers travelling across France with their children when they were young. They recalled idyllic holidays relaxing on the beaches of Brittany, the delicious aroma of freshly baked croissants and the exquisite pâtisseries in the boulangeries.
With their family now grown up and having left home, Mike and Lynne decided to make their own French dream a reality. They wanted to be able to spend holidays and long weekends relaxing in their French home; with the thought of perhaps even retiring to live in France in the future. Hours were spent on the internet house hunting…. Picturesque cottages, renovation projects; maybe they could even buy their own vineyard or a château?
Within a few months they found the property of their dreams, and understood that opening a French bank account was necessary. After applying online to open a bank account with Crédit Agricole Britline they were very quickly able to realise their plans by securing a small mortgage and also opening a Euro savings account. Over the next few months, Mike and Lynne decorated their new home in France, paying for improvements using our international currency money exchange – with complete peace of mind. By having access to a bank account in France their daily life was made that little bit easier, for example using their bank card to withdraw cash for everyday purchases.
Every day our friendly English speaking team help people like Mike and Lynne to open a French bank account, which provides them with a whole world of new opportunities.
It is also much simpler than you think – especially when you open a bank account with France’s only dedicated English speaking online and telephone banking service - CA Britline. We will show you how and explain the benefits of opening a French bank account.
I am considering buying property in France – do I need a French bank account ?
By opening a bank account in France you will immediately access a wide range of services which will make daily life much easier – and you will save money for example by not paying surcharges if you use your English bank card for Euro transactions in France.
What banking services are available using my CA Britline bank account ?
When you open a French bank account you can also access a full selection of banking services.
If you need to transfer money, our international currency exchange payment service is secure and offers competitive rates of exchange with complete peace of mind.
Shopping online or in shops is cheaper and simple. You can purchase items online with a debit card; pay utility bills via direct debit or cheques; withdraw cash or arrange insurance. We also have advisors who can help with wealth management and tax issues for all our customers. You will benefit from a service which is available 24/7 online: in English - the app/platform is French. Whatever your need, we can help.
Like the UK, France has a large number of banks to choose from, although the majority will provide French language services only. However, with CA Britline you will benefit from a service which is available 24/7 online: in English.
Do I need to visit a branch in France – or can I open a bank account online ?
You may be surprised to learn that you do not need to be a resident in France to open your bank account with CA Britline. Unlike other French banks, your application can be completed online in just 15 minutes and there is no need to travel to France to open your bank account.
Please note that you need to be at least 18 years of age, a resident of the UK, Ireland or France and either have a property in France – or planning to buy one – or alternatively regularly visit the country.
How do I open a bank account with CA Britline ?
To open a French bank account today, simply click on the link. It will take around 15 minutes and there is no need to visit a local branch in France.
The whole process is straightforward, but don’t forget you will need to supply online documents which provide your proof of ID, address, income and your current main bank account.
CA Britline has a team of fully bilingual banking advisers who are happy to help with any query that you may have - we understand the British way of thinking. Opening a French bank account has never been easier: contact us today and we will help make your French dream come true.