Example for a 48 month amortisable personal loan of 10,000€ at a fixed Annual Percentage Rate of 2.862%, 48 monthly instalments of 220.73€. Fixed Annual Percentage Rate (APRC) of 2.90%, i.e. a total amount due of 10,595.04€ including interest of 595.04€, excluding optional insurance, no arrangement fees. The standard cost of the optional "death and total and irreversible loss of independence" insurance is 5.50€ per month for an insured person aged between 18 and 59 years, with 100% cover and is included at the credit repayment date (if you have taken it out). The total amount owed by the borrower including the insurance over the total duration of the loan will be: 264.00€ for an Annual Percentage Rate of Insurance (APR) of 1.276%. The cost may vary according to your personal situation. The conditions and guaranteed events are indicated in the contract. Offer valid until 05/07/2020, reserved for private individuals, subject to study and final acceptance of your file. You have a legal right of withdrawal of 14 calendar days.
Offer available to fiscal residents in France only.
Lender: your Crédit Agricole Mutuel Regional Bank. Loan insurance policies are insured by PREDICA S.A. with a fully paid-up capital of 1,029,934,935€. 334 028 123 RCS PARIS Head office: 16 - 18 boulevard de Vaugirard - 75015 PARIS. Company governed by the Insurance Code. It may happen that your state of health does not allow you to benefit from the standard insurance conditions. The AERAS Convention organises solutions adapted to your individual case. The insurance contract covering the loan is distributed by your Crédit Agricole Regional Bank, registered with ORIAS under no. 07 022 868 as a broker (available at www.orias.fr).
** Local costs apply when phoning within France from a fixed line.