Example for a personal amortisable loan of €2,000 for 12 months, you repay 12 monthly instalments of €167.57. The Annual Percentage Rate (APR) is fixed at 1.00%, i.e. a total amount due of €2,010.84, including interest of €10.84, excluding optional insurance, no administration fees. Fixed annual borrowing rate of 0.995%. The standard cost of the optional "death and total and irreversible loss of independence" insurance is €1.10 per month for an insured person aged 18 to 59, 100% covered and is included on the loan repayment date (if you have taken out this insurance). The total amount owed by the borrower under the insurance over the total term of the loan will be: 13.20 € for an Annual Percentage Rate of Insurance (APRI) of 1.235%. The cost may vary according to your personal situation. The conditions and events guaranteed are indicated in the contract.
Offer available to fiscal residents in France only.
Offer valid until 19/12/2020, reserved for private individuals, subject to study and final acceptance of your file. You have a legal right of withdrawal. Lender: your Crédit Agricole Mutuel Regional Bank. Loan insurance policies are insured by PREDICA S.A. with a fully paid-up capital of €1,029,934,935. 334,028,123 RCS PARIS. Head office : 16 - 18 boulevard de Vaugirard - 75015 PARIS. Companies governed by the Insurance Code. It may happen that your state of health does not allow you to benefit from the standard insurance conditions. The AERAS Convention organises solutions adapted to your case. The insurance contract for loan cover is distributed by your Crédit Agricole Regional Bank, registered with ORIAS under no. 07 022 868 as a broker (available at www.orias.fr).
** Local costs apply when phoning within France from a fixed line.